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Direct Loan Interest Rates for 2020-2021. On May 12, 2020, the Treasury Department held a 10-year Treasury note auction that resulted in a high yield of 0.700%. The chart below shows the interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2020 and before July 1, 2021.

Loans disbursed on or before June 30, 2006, continue to have a variable rate that changes annually on July 1. student loan interest rate and cannot change it. For Federal Direct Student Loans with a first disbursement date between July 1, 2020 and June 30, 2021, the following rates are fixed for the life of the loan: Finance Direct offers low-doc home loans with competitive low-interest rates starting from 3.39% p.a. Business loans.

Borrower Type. Index. Add-On. Fixed Interest Rate. 10-Year Treasury Note.

2020-02-01 · The changes that affected unsubsidized loans also impacted Direct PLUS Loans. Interest rates were fixed at 7.9% from 2006 to 2013 until the Bipartisan Student Loan Certainty Act came around. After that, Congress set rates to the high-yield 10-year Treasury note plus 4.6%. Interest rates for Federal PLUS and Perkins Loans

Direct Unsubsidized Loans The 2019-2020 federal student loan interest rates are currently 4.53% for undergraduate loans, 6.08% for unsubsidized graduate loans and 7.08% for direct PLUS loans. With roughly 70% of students taking out student loans to attend college—in a rising-interest-rate environment—it's important to understand how these loans can impact your finances . 2020-11-13 Fixed Interest Rate Direct Subsidized Loans and Direct Unsubsidized Loans for Undergraduate Students 2.995% 2.05% 5.05% Direct PLUS Loans for Parents of Dependent Undergraduate Students 2.995% 4.60% 7.60% Here’s a quick overview of Direct Subsidized Loans: Direct Subsidized Loans are available to undergraduate students with financial need.

The interest rate for a Direct PLUS Loan is determined annually for new loans that are made between July 1 of one year and June 30 of the following year. Each loan will have a fixed interest rate for the life of the loan. View the latest interest rate information at

Fees. All Federal Direct Loan programs listed below will have the Direct Loan fees listed deducted from the amount accepted prior to fund disbursement.

10-Year Treasury Note.
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With roughly 70% of students taking out student loans to attend college—in a rising-interest-rate environment—it's important to understand how these loans can impact your finances . 2020-11-13 Fixed Interest Rate Direct Subsidized Loans and Direct Unsubsidized Loans for Undergraduate Students 2.995% 2.05% 5.05% Direct PLUS Loans for Parents of Dependent Undergraduate Students 2.995% 4.60% 7.60% Here’s a quick overview of Direct Subsidized Loans: Direct Subsidized Loans are available to undergraduate students with financial need.

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